Personal Life Insurance
Protection for life's hardest moments.
Our Policies
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Term Life
Cover everything at a set, low cost for a specific timeframe with a term life.
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Permanent Life
Build cash/account value on a policy that lasts a lifetime regardless of how long it may be. Cover final expenses, legacy money, and build wealth for loved ones.
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Business life policies
Take care of business with life coverage for yourself, a partner, or key employees.
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Gift of Life Policies
Build an affordable asset and thoughtful gift that lasts a lifetime by setting up a policy for the next generation.
Term Life Insurance
Cover big moments with big concerns with a term life insurance policy, designed to do a lot with a little. Set your timeframe – normally 10 to 30 years, and set up a policy that lasts as long as you want it locked in.
Debts
Term policies are great for concerns that won’t stick around forever – making sure a mortgage, car, credit card, or business loan is paid off, if something happens earlier than expected. Add up the totals of all your current debts and see what number that comes out to.
Income Replacement
Replacing income for a spouse, child(ren), dependent loved ones, or just someone you know would want some time off work to grieve, can be the difference in their mental health, and ability to move forward. How long do you want to make sure they’re taken care of?
It’s Okay to Ask for Help
If you have these two numbers, and are realizing that you don’t own the matching amount of life insurance (not including work plans), please call. We want to help you continue to protect your family.
Permanent Life Insurance
Lock in your policy for life with a permanent plan that never changes unless you ask it to. Set-it-and-forget-it policies that build cash value over time, help with retirement planning, and build assets, are Whole Life and Universal Life options.
Final Expenses
Everyone has different ideas of how they want to be celebrated. A traditional funeral and a nice memorial? A big celebration of life party? A tree pod? How do you want to be celebrated, and how much does that cost?
Legacy Money
Leave a legacy both during and after life, by securing your legacy now. Think about your dreams for your loved ones, and how you can help make those things possible. Call to put those ideas into action.
Business Life Policies
You’ve built your business from the ground up. Make sure your growth is secure, by covering yourself, partner(s), and key employees.
Ownership Partners
The reality is that your partners’ spouse may not know this business the way you do. If something happens to them, how would you work with that spouse being your new partner? Business Life insurance on each owner allows you to buy the rest of the business, saving both sides the stress, hassle, and frustration.
Key Employees
Having solid help can supercharge your business. Losing it can maim it compared to the projections you had in place. Make sure that you’re covering your growth and stability for the rest of the team and your family, by protecting the assets that have been helping you build your company.
Gift of Life Policies
People think super affordable life insurance plans, set up on their children or grandchildren, from a young age to build cash value for their lifetime, are a thing of the past. They’re not!
Guaranteed Coverage
By setting up a policy for a child, you are able to lock in a policy that will not be impacted by future medications, health concerns, or even when they may take up smoking in those rebellious years.
Planning for the Future
Setting up a permanent policy now gives them a few different advantages to pick from when they’re older. With a Gift of Life insurance plan, you can give them every opportunity for success possible.
Life Insurance Questions?
We can answer them.